They will look at the fair market price for the second car. One thing I want to mention: Some people choose not to appeal onset date, because it means they will reopen the original decision. However, from what I gather after hours of reading, Medi-Cal is really a ”loan” (unless you live in Oregon where they do not use your home to reimburse state-funded medical care).

Here’s more info on: How Can I Save Money While on SSI? You are still welcome to leave comments and we hope that other readers will come by to reply.

Do not take it out as cash. I haven’t been able to find out any regulations about this. If you don’t pay for these three things, or don’t pay the correct amount, your SSI check may be greatly reduced. I am thrilled as I have managed to obtain some medical records that confirm the “onset” of my disability from the county hospital I went to. If you became disabled before age 26, funds can be placed in an ABLE account. Into the $5,000 bracket. SSI has a resource limit. If I get an ABLE account and deposit $100 from my monthly SSI check will Social Security still count that $100 towards my $2000 limit? I do not know who designed or developed the SSI program rules and income requirements, but being on SSI is insulting, humiliating, an invasion of privacy.You will waste a lot of time and your own money filling out form after form and sending things to the local field office which they will usually lose, the employees are usually untrained and rude and treat you like low income dirt. Her and her husband are struggling financially and will never be able to buy a home, plus I need her to live near me, because she is my part-time caretaker. Based on your profit from the first year of business, you project your NESE for the following year and you continue to do this annually thereafter. , If you have not already seen this, hope something here helps ❤, Thanks for the reply. Resources is any money you received last month (or any time earlier) and saved. There’s really no sugar coating it. It was recently stopped because I had too much in savings. hello I wanted to know if you can guide me, I have the interview with ssi, which is every 2 years I think, we are 3 my son who receives the ssi, my husband and I, only my husband works and we have 1 car, but 3 weeks ago my husband bought a car for $ 950.00 to be able to work and do errands, because the other car is the one that I use for school, appointments and therapies of my son, will the second car affect us? What if Vanessa would continue to do this over a period of five years? In California, once I die the government will want my home to be used to refund ALL of my medical expenses (while low-income Obama-care recipients pay only $1 per month, and no liens are put against their homes!). How can I save money on ssi while living ssi check to ssi check every month?

I think I will be able to at least go see my family in the UK for more than a month though. How tragic the system is that our poverty “medical insurance” is really just a loan! Since her SSI cash benefit was already adjusted based on her projected NESE and she already paid her business taxes, she has $5,600 ($14,000 – $1,200 – $7,200) remaining from her profit that is being held in her Wag & Whiskers business account. If you are already on SSI, it means your SSI will stop and you may owe some money back. There is a special exception for backpay. Technically in the rules it does say they reopen the original decision. More than 12 months requires a new application.

SSI rules and regs for spending money. 2020 Mighty Proud Media, Inc. All Rights Reserved. Vanessa projected her NESE to be $14,000 in 2017. Duplexes would definitely be a no no I think, but a property where someone built a nice “granny flat” in their yard, and isn’t zoned this way might work! SSI is pure hell, there are rules you will not find out about until after you are receiving SSI, it is not worth it, it is like being in prison! Vanessa is a young woman with autism and she recently started a pet sitting business called Wag & Whiskers. – By the way, in my understanding you don’t want to add your daughters name to the deed, that’s also “transfer of resources.”, Those are a few thoughts, hope this is helpful. this is called “transfer of resources.” It would cut off SSI for up to three years, plus you would have to reapply and prove you are disabled all over again, which could take several more years. Her and her husband are struggling financially and will never be able to buy a home, plus I need her to live near me, because she is my part-time caretaker. Social Security will consider this “transfer of resources” and it may make you ineligible for up to three years. You are correct about saving receipts or showing how funds were spent . But maybe you still have some funds from the last installment… it’s kind of a moving target. $5,000 is still a little over though. Yes, you have nine months for each backpay installment. Money saved in certain ways will not count towards your resource limit! Thanks. Oh forgot to add the judge ruled my problems today are all “sequelae of (original illness)”. These are the ones I found: Do you know more (or can point me in right direction) about rules with trusts and ABLE accounts counting resources towards the SSI $2000 limit? • In California, once I die the government will want my home to be used to refund ALL of my medical expenses (while low-income Obama-care recipients pay only $1 per month, and no liens are put against their homes!).

SSI Policy Manual on Resources – Long and confusing. (HUD, Section 8 & Low Income Housing), Epic Master List of Disability Accommodation Letters for Housing, How To Get a Stimulus Check if You Don't File Taxes, How to Calculate (and sometimes lower) Rent in HUD Housing, How to Find a Landlord Who Will Accept Your Housing Voucher, Everything No One Ever Tells You After You Get Approved for Disability., It is treated as one property if “it is recorded and treated as a single holding for tax assessment purposes”. For me reading on this, click on this link:, Thanks for your fantastic blog!!!!!

Land that adjoins the home plot is land not completely separated from the home plot by land in which neither the individual nor his or her spouse has an ownership interest. – Here’s an idea: Maybe you could look into the regs for duplexes? But wait! For more reading on this, click on this link: If you are already on SSI, you may be cut off temporarily and/or you may owe some money back. – Estate recovery is when medicaid takes your house after you die or when you go into a nursing home. This is called “transfer of resources” and can cause problems.

It seems very harsh and unfair to me. If you are under your SSI resource limit, you are free to spend your money as you choose. Can they use that brief work history to suddenly say it is now partially favorable today? Thank you I’m pretty sure you can live out of the country, though. You should also be careful before adding your name to anything that does not belong to you: Such as a business, house, bank account, or credit card. Buildings In my understanding, able accounts never count towards the SSI resource limit. Post was not sent - check your email addresses! I just looked up the regs for SSI and housing. For an entrepreneur relying on SSI and Medicaid benefits, PESS is nirvana! Sorry, but I saw a lot of idiot egotistical doctors that couldn’t deal with me not improving. I see this as forwarding her inheritance to her early in life when she needs it most, I need her most, and we can both benefit. There are links to ABLE accounts on this page. Thank you for asking. I wish the gov would just punish us with the much lower monthly payment, and allow us the same rules as SSDI. You may also be interested in this list of facebook groups where you can share information, advice, and stories with other people who are disabled:

Hope it goes well for you. The second car will count as a resource. How to Stay Out of Hot Water with SSI – All SSI regs, How to Survive on SSI – Financial survival, life survival, the whole shebang. Page above will give info on other options. Oops! What Happens if I Have Too Many Resources? I will live in the other home, and it will be in my name. This website is the bomb with giving info about SSDI/SSI.